
Personal Savings Accounts
Find the path to saving that is right for you.
We offer personal savings account options that help you plan for life's big decisions and meet your most ambitious financial goals.
- Competitive interest rate
- No minimum balance
- Low-to-no monthly service charges depending on account type
See our deposit rates.
Personal Savings Accounts

Details About Your Savings Account
Minimum opening deposit of $50.00. Account Opening terms and conditions apply. Please ask us for details. Withdrawal transactions performed on savings accounts, including money markets are limited to six withdrawals and/or transfers each statement cycle. These limited types of withdrawals include preauthorized, automatic transfers, telephone and electronic transfers or payments, or transactions occurring by means of a check, debit card, or other similar type. Products listed are available for personal accounts only. Ask us about options for business.
1Other fees such as overdrafts, returned NSF items, dormant fees, etc., may apply based on activity. See Limestone Bank fee schedule for details.
2 You must have an active Limestone Bank checking account to allow for transfer of Christmas Club funds during October of each year.
Simply Free1 Savings
With a Simply Free Savings account, you can begin saving for your future easily.
- Competitive interest rate 1
No minimum balance
No monthly service charge
Select Money Market
Simplify your savings goals with a Select Money Market account.
- Competitive interest rate
Check orders available
Only $10 monthly charge if minimum balance falls below $1,500
Prestige Money Market
Give your savings a boost with upgraded interest rates.
- Competitive interest rate
Check orders available
Only $10 monthly charge if minimum balance falls below $5,000
Platinum Money Market
Grow your savings with a Platinum Money Market account that gives you tiered interest rates, including the highest amount of interest available out of all our money market account options.
- Our highest interest rate
Check orders available
Only $10 monthly charge if minimum balance falls below $10,000
Certificate of Deposit
A Certificate of Deposit (CD) is a time deposit with a specific, fixed term tied to it. If you have funds you won’t need to spend now, consider a CD with competitive interest rate over time.
- Competitive interest rate
Short-term and long-term CD products
Minimum $500 deposit to open an account
Individual Retirement Account (IRA) CD
Plan for your long-term future with an Individual Retirement Account CD.
- Competitive interest rate
Save money for retirement
You should consult a tax advisor for further information regarding IRAs.
Individual Retirement Account (IRA) Builder
Save money for the future at your own pace — weekly, monthly or annually — with the Individual Retirement Account Builder.
You should consult a tax advisor for further information regarding IRAs.
Health Savings Account
Prepare for any medical expenses with a Health Savings Account (HSA).
- Tax-advantaged, private savings account
Pay for current and future qualified medical, dental, and vision expenses
Works with your High Deductible Health Plan (HDHP), as defined by IRS regulations
You should consult a tax advisor for further information regarding HSAs.
Christmas Club2
Christmas and other holidays can come with lots of spending. Our Christmas Club is a short-term savings account that helps you set aside money throughout the year to cover holiday expenses.
