Personal Savings Accounts

Find the path to saving that is right for you.

Jumpstart your financial future with the right savings account.

We offer personal savings account options that help you plan for life's big decisions and meet your most ambitious financial goals.

  • Competitive interest rate
  • No minimum balance
  • Low-to-no monthly service charges depending on account type
See our deposit rates.

Personal Savings Accounts

Simply Free1  Savings 

  • Competitive interest rate
  • No minimum balance
  • No monthly service charge

Select Money Market

  • Competitive interest rate
  • Check orders available
  • Only $10 monthly charge if minimum balance falls below $1,500

Prestige Money Market

  • Competitive interest rate
  • Check orders available
  • Only $10 monthly charge if minimum balance falls below $5,000

Platinum Money Market

  • Our highest interest rate
  • Check orders available
  • Only $10 monthly charge if minimum balance falls below $10,000

Certificate of Deposit

  • Competitive interest rate
  • Short-term and long-term CD products
  • Minimum $500 deposit to open an account

Individual Retirement Account (IRA) CD

  • Competitive interest rate
  • Save money for retirement

Individual Retirement Account (IRA) Builder

Save money for the future at your own pace — weekly, monthly or annually.

Health Savings Account

  • Tax-advantaged, private savings account
  • Pay for current and future qualified medical, dental, and vision expenses
  • Works with your High Deductible Health Plan (HDHP), as defined by IRS regulations

Christmas Club

Short-term savings account that helps you set aside money throughout the year to cover holiday expenses.

Personal Banking

Your financial success can come in many forms. Learn more about our checking accounts, savings accounts, loans, and other personal banking solutions.

Details About Your Savings Account

Minimum opening deposit of $50.00. Account Opening terms and conditions apply. Please ask us for details. Federal regulation allows us to limit certain transactions in Savings Accounts, including Money Markets, to six withdrawals and/or transfers each cycle that are initiated by pre-authorized transfer or telephone/Internet including but not limited to bill payments, checks, or debit card. Products listed are available for personal accounts only. Ask us about options for business.

1Other fees such as overdrafts, returned NSF items, dormant fees, etc., may apply based on activity. See consumer fee schedule for details.
With a Simply Free Savings account, you can begin saving for your future easily.
  • Competitive interest rate 1
    No minimum balance
    No monthly service charge
Contact us to learn more or open an account.
Simplify your savings goals with a Select Money Market account.
  • Competitive interest rate
    Check orders available
    Only $10 monthly charge if minimum balance falls below $1,500
Contact us to learn more or open an account.
Give your savings a boost with upgraded interest rates.
  • Competitive interest rate
    Check orders available
    Only $10 monthly charge if minimum balance falls below $5,000
Contact us to learn more or open an account.
Grow your savings with a Platinum Money Market account that gives you tiered interest rates, including the highest amount of interest available out of all our money market account options.
  • Our highest interest rate
    Check orders available
    Only $10 monthly charge if minimum balance falls below $10,000
Contact us to learn more or open an account.
A Certificate of Deposit (CD) is a time deposit with a specific, fixed term tied to it. If you have funds you won’t need to spend now, consider a CD with competitive interest rate over time.
  • Competitive interest rate
    Short-term and long-term CD products
    Minimum $500 deposit to open an account

Contact us to learn more.
Plan for your long-term future with an Individual Retirement Account CD.
  • Competitive interest rate
    Save money for retirement
You should consult a tax advisor for further information regarding IRAs.

Contact us to learn more.
Save money for the future at your own pace — weekly, monthly or annually — with the Individual Retirement Account Builder.

You should consult a tax advisor for further information regarding IRAs.
 
Contact us to learn more.
Prepare for any medical expenses with a Health Savings Account (HSA).
  • Tax-advantaged, private savings account
    Pay for current and future qualified medical, dental, and vision expenses
    Works with your High Deductible Health Plan (HDHP), as defined by IRS regulations
You should consult a tax advisor for further information regarding HSAs. 

Contact us to learn more or open an account.
Christmas and other holidays can come with lots of spending. Our Christmas Club is a short-term savings account that helps you set aside money throughout the year to cover holiday expenses.

Contact us to learn more or open an account.

Ready to open an  account?

Ready to open your personal savings account? We'll help you get started.


Need Help?

We can help you choose the personal savings account that’s right for you. Contact Us or find your local Limestone Bank branch.